<?xml version="1.0"?>
         <rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/"
                xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd"><channel>
        <ttl>60</ttl>
        <title>A Top 30 Stream of NO FREE LUNCH DISTRIBUTORS Press Releases (in OGG format) via PRWeb</title>
        <link>http://www.prwebpodcast.com</link>
        <description>A Top 30 Stream of NO FREE LUNCH DISTRIBUTORS Press Releases (in OGG format) via PRWeb</description>
        <managingEditor>podEditor@emediawire.com (PRWeb)</managingEditor>
        <webMaster>podMaster@emediawire.com</webMaster>
        <pubDate>Mon, 01 Dec 2008 09:01:02 -0800</pubDate>
        <category>NO FREE LUNCH DISTRIBUTORS</category>
        <image>
         <url>http://www.prweb.com/prwebrss.gif</url>
          <width>130</width>
          <height>49</height>
          <title>PRWeb Podcasts</title>
          <link>http://prwebpodcast.com</link>
        </image>
        <copyright>Copyright PRWeb International, Inc.</copyright>
        <language>en-us</language>
        <docs>http://blogs.law.harvard.edu/tech/rss</docs>

        <itunes:subtitle>A Top 30 Stream of NO FREE LUNCH DISTRIBUTORS Press Releases (in OGG format) via PRWeb</itunes:subtitle>
        <itunes:summary>A Top 30 Stream of NO FREE LUNCH DISTRIBUTORS Press Releases (in OGG format) via PRWeb</itunes:summary>
        <itunes:owner>
          <itunes:email>podEditor@emediawire.com</itunes:email>
          <itunes:name>PR Web</itunes:name>
        </itunes:owner>
        <itunes:author>PRWeb</itunes:author>
        <itunes:category text="NO FREE LUNCH DISTRIBUTORS" />
        <itunes:explicit>no</itunes:explicit>
        <itunes:image href="http://www.prwebpodcast.com/prwebpodcast.jpg" />
<item>
                        <title>New Way To Beat Credit Card Debt Endorsed by CardRatings.com at The Learning Annex on May 22 </title>
                        <link>http://www.prweb.com/releases/2006/5/prweb384164.htm</link>
                        <comments>http://www.prweb.com/releases/2006/5/prweb384164.htm</comments>
                        <description>The same week Consumer Advocate Cardratings.com Endorsed &quot;Balance Transfer Magic&quot; as the &quot;New Way to Beat Credit Card Debt,&quot; national educational giant The Learning Annex agreed to sponsor classes in &quot;Balance Transfer Magic&quot; starting May 22 in Los Angeles. [PRWeb May 12, 2006]</description>
                        <guid>http://www.prweb.com/releases/2006/5/prweb384164.htm</guid>
                        <pubDate>Fri, 12 May 2006 13:07:54 -0700</pubDate>
                        <author>podcrew@extrahoop.com</author>
                        <enclosure url="http://prwebpodcast.com/pod/384164/New_Way_To_Beat_Credit_Card_Debt_Endorsed_by_CardRatings_com_at_The_Learning_Annex_on_May_.ogg"
                                length="5258392" type="application/ogg" />
                        <content:encoded><![CDATA[(PRWEB) May 12, 2006 -- The same week Consumer Advocate <a href="http://www.cardratings.com" onclick="linkClick( this.href );"  target="_blank" title="Cardratings.com">Cardratings.com</a> Endorsed <a href="http://www.balancetransfermagic.com" onclick="linkClick( this.href );"  target="_blank" title="&quot;Balance Transfer Magic&quot;">&quot;Balance Transfer Magic&quot;</a> as the &quot;New Way to Beat Credit Card Debt,&quot; national educational giant <a href="http://www.thelearningannex.com" onclick="linkClick( this.href );"  target="_blank" title="The Learning Annex">The Learning Annex</a> agreed to sponsor classes in &quot;Balance Transfer Magic&quot; starting May 22, in Los Angeles.



&quot;After nine years of consumer advocacy in the credit card area, we know a good product when we see it.&quot; says Curtis Arnold, publicity director of <a href="http://www.cardratings.com" onclick="linkClick( this.href );"  target="_blank" title="Cardratings.com">Cardratings.com</a>.  &quot;We quickly realized &quot;BalanceTransferMagic&quot; was an important e-book and method for credit card consumers, which is why we are featuring it our May newsletter and as a permanent part of our website.&quot;

<a href="http://www.cardratings.com" onclick="linkClick( this.href );"  target="_blank" title="CardRatings.com">CardRatings.com</a> began business in 1998.  Since then, it has become one of the most respected credit card consumer websites and currently offers more than 20,000 credit card reviews.  In addition to screening and recommending resources like &quot;Balance Transfer Magic,&quot; Cardratings.com provides information and access about low interest rate credit cards.   &quot;The strong reputation and consumer friendly history of Cardratings.com makes their endorsement truly meaningful&quot; said <a href="http://www.balancetransfermagic.com" onclick="linkClick( this.href );"  target="_blank" title="&quot;Balance Transfer Magic&quot;">&quot;Balance Transfer Magic&quot;</a> author Lawrence D. Goldberg.

The Cardratings.com endorsement was followed quickly by the Learning Annex decision to sponsor classes on &quot;Balance Transfer Magic&quot; taught by Mr. Goldberg in the key Los Angeles market.  &quot;We do our best to bring cutting edge financial information to our customers, said Tracey Wise, Program Director of <a href="http://www.thelearningannex.com" onclick="linkClick( this.href );"  target="_blank" title="The Los Angeles Learning Annex">The Los Angeles Learning Annex</a>, which recently produced their 8th Real Estate Wealth Expo - the largest consumer show of its kind. Over 70 real estate and finance experts, as well as keynote speakers including Donald Trump, Rich Dad, Poor Dad&#039;s Robert Kiyosaki, and Suze Orman, addressed sold-out crowds of 21,000 - 64,000 in New York, Dallas, San Francisco, Chicago, Atlanta and Los Angeles.

&quot;We think Mr. Goldberg&#039;s class will be in great demand, considering the 40-50 million people who need help with credit card debt. Plus, this class will show people how to use their credit cards in more sophisticated ways.&quot;

The &quot;Balance Transfer Magic&quot; e-book and access to the <a href="http://www.balancetransfermagic.com" onclick="linkClick( this.href );"  target="_blank">www.balancetransfermagic.com</a> website and its debt fighting tools is included in the $49 class tuition.  Visitors to the site can also get a $10 off coupon for the Learning Annex class.

&quot;What most excites me about teaching at the Learning Annex&quot; said author Goldberg, is seeing someone grasp the concept &quot;Balance Transfer Magic&quot; presents, and realizing in that moment that they will transform... To read the press release in full goto http://www.prweb.com/releases/2006/5/prweb384164.htm]]></content:encoded>
                        <itunes:author>Lawrence Goldberg</itunes:author>
                        <itunes:subtitle>New Way To Beat Credit Card Debt Endorsed by CardRatings.com at The Learning Annex on May 22 </itunes:subtitle>
                        <itunes:summary><![CDATA[(PRWEB) May 12, 2006 -- The same week Consumer Advocate <a href="http://www.cardratings.com" onclick="linkClick( this.href );"  target="_blank" title="Cardratings.com">Cardratings.com</a> Endorsed <a href="http://www.balancetransfermagic.com" onclick="linkClick( this.href );"  target="_blank" title="&quot;Balance Transfer Magic&quot;">&quot;Balance Transfer Magic&quot;</a> as the &quot;New Way to Beat Credit Card Debt,&quot; national educational giant <a href="http://www.thelearningannex.com" onclick="linkClick( this.href );"  target="_blank" title="The Learning Annex">The Learning Annex</a> agreed to sponsor classes in &quot;Balance Transfer Magic&quot; starting May 22, in Los Angeles.



&quot;After nine years of consumer advocacy in the credit card area, we know a good product when we see it.&quot; says Curtis Arnold, publicity director of <a href="http://www.cardratings.com" onclick="linkClick( this.href );"  target="_blank" title="Cardratings.com">Cardratings.com</a>.  &quot;We quickly realized &quot;BalanceTransferMagic&quot; was an important e-book and method for credit card consumers, which is why we are featuring it our May newsletter and as a permanent part of our website.&quot;

<a href="http://www.cardratings.com" onclick="linkClick( this.href );"  target="_blank" title="CardRatings.com">CardRatings.com</a> began business in 1998.  Since then, it has become one of the most respected credit card consumer websites and currently offers more than 20,000 credit card reviews.  In addition to screening and recommending resources like &quot;Balance Transfer Magic,&quot; Cardratings.com provides information and access about low interest rate credit cards.   &quot;The strong reputation and consumer friendly history of Cardratings.com makes their endorsement truly meaningful&quot; said <a href="http://www.balancetransfermagic.com" onclick="linkClick( this.href );"  target="_blank" title="&quot;Balance Transfer Magic&quot;">&quot;Balance Transfer Magic&quot;</a> author Lawrence D. Goldberg.

The Cardratings.com endorsement was followed quickly by the Learning Annex decision to sponsor classes on &quot;Balance Transfer Magic&quot; taught by Mr. Goldberg in the key Los Angeles market.  &quot;We do our best to bring cutting edge financial information to our customers, said Tracey Wise, Program Director of <a href="http://www.thelearningannex.com" onclick="linkClick( this.href );"  target="_blank" title="The Los Angeles Learning Annex">The Los Angeles Learning Annex</a>, which recently produced their 8th Real Estate Wealth Expo - the largest consumer show of its kind. Over 70 real estate and finance experts, as well as keynote speakers including Donald Trump, Rich Dad, Poor Dad&#039;s Robert Kiyosaki, and Suze Orman, addressed sold-out crowds of 21,000 - 64,000 in New York, Dallas, San Francisco, Chicago, Atlanta and Los Angeles.

&quot;We think Mr. Goldberg&#039;s class will be in great demand, considering the 40-50 million people who need help with credit card debt. Plus, this class will show people how to use their credit cards in more sophisticated ways.&quot;

The &quot;Balance Transfer Magic&quot; e-book and access to the <a href="http://www.balancetransfermagic.com" onclick="linkClick( this.href );"  target="_blank">www.balancetransfermagic.com</a> website and its debt fighting tools is included in the $49 class tuition.  Visitors to the site can also get a $10 off coupon for the Learning Annex class.

&quot;What most excites me about teaching at the Learning Annex&quot; said author Goldberg, is seeing someone grasp the concept &quot;Balance Transfer Magic&quot; presents, and realizing in that moment that they will transform... To read the press release in full goto http://www.prweb.com/releases/2006/5/prweb384164.htm]]></itunes:summary>

                        <itunes:category text="Business" />

                        <itunes:duration>00:15:00</itunes:duration>
                        <itunes:explicit>no</itunes:explicit>
                        <itunes:keywords></itunes:keywords>
                        </item>
<item>
                        <title>Credit Card Users Find New Way to Beat Credit Card Debt </title>
                        <link>http://www.prweb.com/releases/2006/3/prweb349693.htm</link>
                        <comments>http://www.prweb.com/releases/2006/3/prweb349693.htm</comments>
                        <description>&quot;Balance Transfer Magic,&quot; the new E-book published by No Free Lunch Distributors combines on-line tools with proven techniques for liquidating credit card debt fast. [PRWeb Mar 22, 2006]</description>
                        <guid>http://www.prweb.com/releases/2006/3/prweb349693.htm</guid>
                        <pubDate>Wed, 22 Mar 2006 15:49:27 -0800</pubDate>
                        <author>podcrew@extrahoop.com</author>
                        <enclosure url="http://prwebpodcast.com/pod/349693/Credit_Card_Users_Find_New_Way_to_Beat_Credit_Card_Debt_.ogg"
                                length="6265635" type="application/ogg" />
                        <content:encoded><![CDATA[(PRWEB) March 20, 2006 -- <a href="http://www.balancetransafermagic.com" onclick="linkClick( this.href );"  target="_blank" title="&#8220;Balance Transfer Magic,&#8221;">&#8220;Balance Transfer Magic,&#8221;</a> the new E-book published by <a href="http://www.getwhatyoupayfor.com" onclick="linkClick( this.href );"  target="_blank" title="No Free Lunch Distributors">No Free Lunch Distributors</a> combines <a href="https://balancetransfermagic.com/secure/tools.aspx?action=cd" onclick="linkClick( this.href );"  target="_blank" title="on-line tools">on-line tools</a> with proven techniques for liquidating credit card debt fast.



&#8220;It was a huge eye-opener for me,&#8221; said Tracy Dare of Santa Monica, CA, who bought the E-book at the <a href="http://www.BalanceTransferMagic.com" onclick="linkClick( this.href );"  target="_blank">www.BalanceTransferMagic.com</a> website and found it so effective she bought one for her sister.  &#8220;It broke it all down in a way that made sense... I&#8217;m on my way to a debt free life. So thank you thank you thank you.&#8221;

An estimated forty to fifty million people nationwide are drowning in credit card debt.  Interest rates for many are as high as 30% making it impossible to ever pay off their debt with minimum payments.  They feel overwhelmed, depressed and unsure what they can do except declare bankruptcy.  Some turn to costly credit counseling companies that can ruin their credit.

&#8220;Massive credit card debt is one of the main reasons people consider bankruptcy,&#8221; says Newport Beach, CA bankruptcy attorney Keith Meyer, who has started to use <a href="http://www.balancetransafermagic.com" onclick="linkClick( this.href );"  target="_blank" title="Balance Transfer Magic">Balance Transfer Magic</a> with his clients who have serious credit card debt.  &#8220;The 2005 Bankruptcy Law changed everything. Mandatory debt counseling and higher credit card minimum payments make it necessary for people to find less expensive and more creative solutions.&#8221;

Author Lawrence D. Goldberg wrote the book before the 2005 Bankruptcy Law went into effect, but the law&#8217;s passage only increased the need for this book.  &#8220;People are now stuck with paying their debt, and the real question is, how much of your payment goes to pay debt, and how much goes to credit card company profits?  The interesting thing is that credit card users have much more control over this than they think.&#8221;

Unlike other books on the subject of credit, <a href="http://www.balancetransfermagic.com" onclick="linkClick( this.href );"  target="_blank" title="&#8220;Balance Transfer Magic&#8221;">&#8220;Balance Transfer Magic&#8221;</a> is more than an E-book.  The $15 purchase price also entitles the buyer to use the <a href="https://balancetransfermagic.com/secure/tools.aspx?action=cd" onclick="linkClick( this.href );"  target="_blank" title="on-line debt fighting tools">on-line debt fighting tools</a> at the BalanceTransferMagic.com website including a sophisticated interactive debt chart and balance transfer comparison chart &#8211; tools author Goldberg developed for managing his own credit card debt situation:

&#8220;I owed $82,000 on my credit cards, most of it working at interest rates in the teens.  Using the approach and techniques of &#8220;Balance Transfer Magic,&#8221; and without increasing my minimum payments, I dropped my debt to $60,000 in two years, all of it working at 0% for a year.  From there, debt repayment went very quickly. 

&quot;Two of my friends were in a similar situation to me,&#8221; he explains, &#8220;and they ended up declaring bankruptcy while I paid off my debt.  Had they... To read the press release in full goto http://www.prweb.com/releases/2006/3/prweb349693.htm]]></content:encoded>
                        <itunes:author>Lawrence Goldberg</itunes:author>
                        <itunes:subtitle>Credit Card Users Find New Way to Beat Credit Card Debt </itunes:subtitle>
                        <itunes:summary><![CDATA[(PRWEB) March 20, 2006 -- <a href="http://www.balancetransafermagic.com" onclick="linkClick( this.href );"  target="_blank" title="&#8220;Balance Transfer Magic,&#8221;">&#8220;Balance Transfer Magic,&#8221;</a> the new E-book published by <a href="http://www.getwhatyoupayfor.com" onclick="linkClick( this.href );"  target="_blank" title="No Free Lunch Distributors">No Free Lunch Distributors</a> combines <a href="https://balancetransfermagic.com/secure/tools.aspx?action=cd" onclick="linkClick( this.href );"  target="_blank" title="on-line tools">on-line tools</a> with proven techniques for liquidating credit card debt fast.



&#8220;It was a huge eye-opener for me,&#8221; said Tracy Dare of Santa Monica, CA, who bought the E-book at the <a href="http://www.BalanceTransferMagic.com" onclick="linkClick( this.href );"  target="_blank">www.BalanceTransferMagic.com</a> website and found it so effective she bought one for her sister.  &#8220;It broke it all down in a way that made sense... I&#8217;m on my way to a debt free life. So thank you thank you thank you.&#8221;

An estimated forty to fifty million people nationwide are drowning in credit card debt.  Interest rates for many are as high as 30% making it impossible to ever pay off their debt with minimum payments.  They feel overwhelmed, depressed and unsure what they can do except declare bankruptcy.  Some turn to costly credit counseling companies that can ruin their credit.

&#8220;Massive credit card debt is one of the main reasons people consider bankruptcy,&#8221; says Newport Beach, CA bankruptcy attorney Keith Meyer, who has started to use <a href="http://www.balancetransafermagic.com" onclick="linkClick( this.href );"  target="_blank" title="Balance Transfer Magic">Balance Transfer Magic</a> with his clients who have serious credit card debt.  &#8220;The 2005 Bankruptcy Law changed everything. Mandatory debt counseling and higher credit card minimum payments make it necessary for people to find less expensive and more creative solutions.&#8221;

Author Lawrence D. Goldberg wrote the book before the 2005 Bankruptcy Law went into effect, but the law&#8217;s passage only increased the need for this book.  &#8220;People are now stuck with paying their debt, and the real question is, how much of your payment goes to pay debt, and how much goes to credit card company profits?  The interesting thing is that credit card users have much more control over this than they think.&#8221;

Unlike other books on the subject of credit, <a href="http://www.balancetransfermagic.com" onclick="linkClick( this.href );"  target="_blank" title="&#8220;Balance Transfer Magic&#8221;">&#8220;Balance Transfer Magic&#8221;</a> is more than an E-book.  The $15 purchase price also entitles the buyer to use the <a href="https://balancetransfermagic.com/secure/tools.aspx?action=cd" onclick="linkClick( this.href );"  target="_blank" title="on-line debt fighting tools">on-line debt fighting tools</a> at the BalanceTransferMagic.com website including a sophisticated interactive debt chart and balance transfer comparison chart &#8211; tools author Goldberg developed for managing his own credit card debt situation:

&#8220;I owed $82,000 on my credit cards, most of it working at interest rates in the teens.  Using the approach and techniques of &#8220;Balance Transfer Magic,&#8221; and without increasing my minimum payments, I dropped my debt to $60,000 in two years, all of it working at 0% for a year.  From there, debt repayment went very quickly. 

&quot;Two of my friends were in a similar situation to me,&#8221; he explains, &#8220;and they ended up declaring bankruptcy while I paid off my debt.  Had they... To read the press release in full goto http://www.prweb.com/releases/2006/3/prweb349693.htm]]></itunes:summary>

                        <itunes:category text="Kids &amp; Family" />

                        <itunes:duration>00:15:00</itunes:duration>
                        <itunes:explicit>no</itunes:explicit>
                        <itunes:keywords></itunes:keywords>
                        </item>
</channel>
</rss>