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        <title>A Top 30 Stream of BD NATIONWIDE MORTGAGE COMPANY Press Releases (in OGG format) via PRWeb</title>
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        <description>A Top 30 Stream of BD NATIONWIDE MORTGAGE COMPANY Press Releases (in OGG format) via PRWeb</description>
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        <pubDate>Sat, 04 Jul 2009 07:59:50 -0700</pubDate>
        <category>BD NATIONWIDE MORTGAGE COMPANY</category>
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        <itunes:subtitle>A Top 30 Stream of BD NATIONWIDE MORTGAGE COMPANY Press Releases (in OGG format) via PRWeb</itunes:subtitle>
        <itunes:summary>A Top 30 Stream of BD NATIONWIDE MORTGAGE COMPANY Press Releases (in OGG format) via PRWeb</itunes:summary>
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          <itunes:email>podEditor@emediawire.com</itunes:email>
          <itunes:name>PR Web</itunes:name>
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                        <title>Nationwide Mortgage Lender Introduces FHA Mortgage Refinance Loans with Higher Home Loan Limits and Cash Out Refinancing to 95 Percent</title>
                        <link>http://www.prweb.com/releases/mortgage/refinance/prweb863084.htm</link>
                        <comments>http://www.prweb.com/releases/mortgage/refinance/prweb863084.htm</comments>
                        <description>BD Nationwide Mortgage introduces new loan limits for FHA mortgage refinance and home purchase loans. The increased loan limits for FHA mortgages offer a unique opportunity for homeowners to refinance into a lower interest rate loan that is fixed with 15 or 30-year terms.  The lender is excited to release the FHA refinance loan that allows cash out up to 95% loan to value. This unique government insured mortgage product allows homeowners to escape their adjustable rate mortgage that has been draining their savings. [PRWeb Apr 16, 2008]</description>
                        <guid>http://www.prweb.com/releases/mortgage/refinance/prweb863084.htm</guid>
                        <pubDate>Thu, 17 Apr 2008 14:35:34 -0700</pubDate>
                        <author>podcrew@extrahoop.com</author>
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                        <content:encoded><![CDATA[San Diego, California (PRWEB) April 16, 2008 -- BD Nationwide Mortgage introduces new loan limits for FHA mortgage refinance and home purchase loans. The increased loan limits for FHA mortgages offer a unique opportunity for homeowners to refinance into a lower interest rate loan that is fixed with 15 or 30-year terms. The lender is excited to release the FHA refinance loan that allows cash out up to 95% loan to value. With out cash out, borrowers can complete a rate and term refinance up to 97.5%. If financing a new home, applicants can also buy a home with less than 3% down. 

This unique government insured mortgage product allows homeowners to escape their adjustable rate mortgage that has been draining their savings. The legendary FHA loan was created by the HUD in 1934 to ensure fair lending and has since evolved into a powerful refinancing tool for first time homebuyers, people with bad credit scores and for good credit borrowers who recently lost the equity in their homes due to the declining home sales that caused a foreclosure epidemic. The newly raised FHA loan limits open the doors for many homeowners residing in high cost areas across the country. For example in 2007 borrowers in Los Angeles, California were restricted to $362,000 for FHA loans and in 2008 the economic stimulus package recently enacted by Congress increased the loan amounts to $729,750 in the high cost areas in California and other states. Last year, borrowers found it extremely difficult to get approved for a <a href="http://www.bdnationwidemortgage.com/" onclick="linkClick( this.href );"  target="_blank" title="Mortgage Refinance, FHA Home Loans">mortgage refinance or FHA home loans</a> because their first and second mortgages exceeded the conforming and FHA loan limits. 

Unfortunately, many of our loyal clients who run into credit problems that hindered them from refinance qualifications. FHA loans offer significant value to consumers because the interest rates are low with fixed monthly payments and mortgage insurance is now tax deductible. Since FHA promotes evaluating credit by looking at the entire picture, there are no minimum credit score requirements so many people who were recently denied financing from a traditional lender now have an opportunity to secure a good loan. Unlike most bad credit mortgages, our FHA loans do not have any pre-payment penalties so if the interest rates drop again you will be eligible for a streamline refinance that reduces the interest rates at a minimal cost. 

Jeff Moran, a CFB loan specialist, said, &quot;The <a href="http://www.bdnationwidemortgage.com/fha-home-loans/refinancing-loans.html" onclick="linkClick( this.href );"  target="_blank" title="FHA Refinance Loans">fha refinance loans</a> enable my clients to refinance into a secure thirty year fixed rate mortgage at a competitive rate and a monthly payment that they can afford. Homeowners can get access to cash at the same time they are refinancing their adjustable rate mortgage.&quot; According to Mr. Moran, &quot;The sub-prime mortgage programs evaporated in 2007, so FHA home loans have become the home refinance loan in 2008. With home values declining nationally, many homeowners have been stuck in a high rate ARM, until HUD finally increased the loan amounts.&quot; Moran continued, &quot;Many of my clients in California, Florida, Washington and New Jersey have been held hostage by the mortgage meltdown on Wall Street.&quot; With the new FHA home loans limits being increased between $400,000 and $729,000, thousands of homeowners finally have an opportunity to refinance into a mortgage that makes sense with their budgets. 

According to mortgage executive,... To read the press release in full goto http://www.prweb.com/releases/mortgage/refinance/prweb863084.htm]]></content:encoded>
                        <itunes:author>Paul Proffitt</itunes:author>
                        <itunes:subtitle>Nationwide Mortgage Lender Introduces FHA Mortgage Refinance Loans with Higher Home Loan Limits and Cash Out Refinancing to 95 Percent</itunes:subtitle>
                        <itunes:summary><![CDATA[San Diego, California (PRWEB) April 16, 2008 -- BD Nationwide Mortgage introduces new loan limits for FHA mortgage refinance and home purchase loans. The increased loan limits for FHA mortgages offer a unique opportunity for homeowners to refinance into a lower interest rate loan that is fixed with 15 or 30-year terms. The lender is excited to release the FHA refinance loan that allows cash out up to 95% loan to value. With out cash out, borrowers can complete a rate and term refinance up to 97.5%. If financing a new home, applicants can also buy a home with less than 3% down. 

This unique government insured mortgage product allows homeowners to escape their adjustable rate mortgage that has been draining their savings. The legendary FHA loan was created by the HUD in 1934 to ensure fair lending and has since evolved into a powerful refinancing tool for first time homebuyers, people with bad credit scores and for good credit borrowers who recently lost the equity in their homes due to the declining home sales that caused a foreclosure epidemic. The newly raised FHA loan limits open the doors for many homeowners residing in high cost areas across the country. For example in 2007 borrowers in Los Angeles, California were restricted to $362,000 for FHA loans and in 2008 the economic stimulus package recently enacted by Congress increased the loan amounts to $729,750 in the high cost areas in California and other states. Last year, borrowers found it extremely difficult to get approved for a <a href="http://www.bdnationwidemortgage.com/" onclick="linkClick( this.href );"  target="_blank" title="Mortgage Refinance, FHA Home Loans">mortgage refinance or FHA home loans</a> because their first and second mortgages exceeded the conforming and FHA loan limits. 

Unfortunately, many of our loyal clients who run into credit problems that hindered them from refinance qualifications. FHA loans offer significant value to consumers because the interest rates are low with fixed monthly payments and mortgage insurance is now tax deductible. Since FHA promotes evaluating credit by looking at the entire picture, there are no minimum credit score requirements so many people who were recently denied financing from a traditional lender now have an opportunity to secure a good loan. Unlike most bad credit mortgages, our FHA loans do not have any pre-payment penalties so if the interest rates drop again you will be eligible for a streamline refinance that reduces the interest rates at a minimal cost. 

Jeff Moran, a CFB loan specialist, said, &quot;The <a href="http://www.bdnationwidemortgage.com/fha-home-loans/refinancing-loans.html" onclick="linkClick( this.href );"  target="_blank" title="FHA Refinance Loans">fha refinance loans</a> enable my clients to refinance into a secure thirty year fixed rate mortgage at a competitive rate and a monthly payment that they can afford. Homeowners can get access to cash at the same time they are refinancing their adjustable rate mortgage.&quot; According to Mr. Moran, &quot;The sub-prime mortgage programs evaporated in 2007, so FHA home loans have become the home refinance loan in 2008. With home values declining nationally, many homeowners have been stuck in a high rate ARM, until HUD finally increased the loan amounts.&quot; Moran continued, &quot;Many of my clients in California, Florida, Washington and New Jersey have been held hostage by the mortgage meltdown on Wall Street.&quot; With the new FHA home loans limits being increased between $400,000 and $729,000, thousands of homeowners finally have an opportunity to refinance into a mortgage that makes sense with their budgets. 

According to mortgage executive,... To read the press release in full goto http://www.prweb.com/releases/mortgage/refinance/prweb863084.htm]]></itunes:summary>

                        <itunes:category text="Business" /><itunes:category text="Kids &amp; Family" />

                        <itunes:duration>00:15:00</itunes:duration>
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                        <title>125% Home Equity Loans Now Close Concurrently with a 100% First-Second Mortgage Refinance from BD Nationwide </title>
                        <link>http://www.prweb.com/releases/home-equity-loans/mortgage-refinance/prweb545950.htm</link>
                        <comments>http://www.prweb.com/releases/home-equity-loans/mortgage-refinance/prweb545950.htm</comments>
                        <description>BD Nationwide Mortgage introduces the &quot;125% Home Equity Refinance Loan Combination&quot; for refinancing 1st and 2nd mortgages into a new 100% first mortgage with a 125% home equity loan that funds simultaneously. The latest home equity product from BD Nationwide helps homeowners refinance their adjustable rate mortgage to 100% loan-to-value and enables them to consolidate additional consumer debt like revolving credit cards and unsecured high rate loans with a 125% second mortgage.  On average, borrowers are saving $800 a month with 1st-2nd combo loans that were clearly created to convert and consolidate adjustable rate mortgages into fixed rate no equity loans that maximize savings. [PRWeb Aug 13, 2007]</description>
                        <guid>http://www.prweb.com/releases/home-equity-loans/mortgage-refinance/prweb545950.htm</guid>
                        <pubDate>Fri, 10 Aug 2007 11:58:58 -0700</pubDate>
                        <author>podcrew@extrahoop.com</author>
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                        <content:encoded><![CDATA[San Diego, California (PRWEB) August 13, 2007 -- BD Nationwide Mortgage is proud to present the &quot;125% Home Equity Refinance Loan Combination&quot; for refinancing 1st and 2nd mortgages into a new 100% first mortgage with a with a 125% home equity loan that funds simultaneously. The latest home equity product from BD Nationwide helps homeowners refinance their adjustable rate mortgage to 100% loan-to-value and enables them to consolidate additional consumer debt like revolving credit cards and unsecured high rate loans with a 125% second mortgage. 



On average, borrowers are saving $800 a month with 1st-2nd combo loans that were clearly created to convert adjustable rate mortgages into fixed rate no equity loans that maximize savings. Besides increasing the cash flow with lower monthly payments, this &quot;125% Mortgage Refinance Combination&quot; reduces the interest paid back when converting compounding interest from credit cards into fixed simple interest loans.

According to Scott Deal, an account executive with NovaStar Home Mortgage &quot;The ability to offer high LTV first and second mortgages in this market is phenomenal.&quot; I see borrowers all day long that have adjustable rate mortgage payments rising but they can&#039;t refinance them because they have too much credit card debt to qualify for a new 1st mortgage. Deal continued, &quot;But when you refinance the first loan and pay off the revolving debts at the same time that borrower qualifies because their debt to income ratios are reduced enough to be approved.&quot; 

Refinancing adjustable rate mortgages relieves the stress level for many homeowners because the 125 combo loans fixes the interest rate for both loans. Is this loan for everyone? &quot;of course not&quot; says financial consultant, Glen Silver. &quot;I would not recommend this loan to homeowners who are planning to relocate and sell their house in the next couple of years. These 1st-2nd combo loans weren&#039;t created for a debt free borrower who already has a fixed low rate 30 year mortgage.&quot; 

Most conventional lenders are only offering refinance options from 80-95% combined loan to value. These 125% combo mortgages are ideal for debt ridden borrowers that are unable to refinance their bills and debts at 95%. This financing combination give homeowners with no equity a real opportunity to refinance their ARM that has recasted with a higher interest rate that increases their monthly mortgage payments significantly. According to Irwin Home Equity executive, Kevin Margulies, &quot;Some times these 125% combo loans are the 1-2 punch homeowners need to stabilize their liabilities so they can regroup and focus on saving.&quot; BD Nationwide and other participating home equity lenders are releasing new home equity loan and refinance products with updated underwriting guidelines that address the market changes. Margulies continued, &quot;with the recent subprime debacle terrorizing the housing and financing markets, its nice to be able to talk about some positive loan programs that continue to perform well with reduced payment defaults.&quot;

At this time, BD Nationwide also provides both stand alone fixed rate home equity loans and credit lines to 125% and concurrent 90-100% 1st mortgage and <a href="http://www.bdnationwidemortgage.com/second-mortgage/125-concurrent-refinance.html" onclick="linkClick( this.href );"  target="_blank" title="125% Second Mortgage Piggyback Loans">125 second mortgage piggyback loans</a>. The secondary market has been pushing back sub-prime second mortgages, so consumers will begin to notice significant restrictions for bad credit equity financing. The 125 Mortgage... To read the press release in full goto http://www.prweb.com/releases/home-equity-loans/mortgage-refinance/prweb545950.htm]]></content:encoded>
                        <itunes:author>Charlie Sarconi</itunes:author>
                        <itunes:subtitle>125% Home Equity Loans Now Close Concurrently with a 100% First-Second Mortgage Refinance from BD Nationwide </itunes:subtitle>
                        <itunes:summary><![CDATA[San Diego, California (PRWEB) August 13, 2007 -- BD Nationwide Mortgage is proud to present the &quot;125% Home Equity Refinance Loan Combination&quot; for refinancing 1st and 2nd mortgages into a new 100% first mortgage with a with a 125% home equity loan that funds simultaneously. The latest home equity product from BD Nationwide helps homeowners refinance their adjustable rate mortgage to 100% loan-to-value and enables them to consolidate additional consumer debt like revolving credit cards and unsecured high rate loans with a 125% second mortgage. 



On average, borrowers are saving $800 a month with 1st-2nd combo loans that were clearly created to convert adjustable rate mortgages into fixed rate no equity loans that maximize savings. Besides increasing the cash flow with lower monthly payments, this &quot;125% Mortgage Refinance Combination&quot; reduces the interest paid back when converting compounding interest from credit cards into fixed simple interest loans.

According to Scott Deal, an account executive with NovaStar Home Mortgage &quot;The ability to offer high LTV first and second mortgages in this market is phenomenal.&quot; I see borrowers all day long that have adjustable rate mortgage payments rising but they can&#039;t refinance them because they have too much credit card debt to qualify for a new 1st mortgage. Deal continued, &quot;But when you refinance the first loan and pay off the revolving debts at the same time that borrower qualifies because their debt to income ratios are reduced enough to be approved.&quot; 

Refinancing adjustable rate mortgages relieves the stress level for many homeowners because the 125 combo loans fixes the interest rate for both loans. Is this loan for everyone? &quot;of course not&quot; says financial consultant, Glen Silver. &quot;I would not recommend this loan to homeowners who are planning to relocate and sell their house in the next couple of years. These 1st-2nd combo loans weren&#039;t created for a debt free borrower who already has a fixed low rate 30 year mortgage.&quot; 

Most conventional lenders are only offering refinance options from 80-95% combined loan to value. These 125% combo mortgages are ideal for debt ridden borrowers that are unable to refinance their bills and debts at 95%. This financing combination give homeowners with no equity a real opportunity to refinance their ARM that has recasted with a higher interest rate that increases their monthly mortgage payments significantly. According to Irwin Home Equity executive, Kevin Margulies, &quot;Some times these 125% combo loans are the 1-2 punch homeowners need to stabilize their liabilities so they can regroup and focus on saving.&quot; BD Nationwide and other participating home equity lenders are releasing new home equity loan and refinance products with updated underwriting guidelines that address the market changes. Margulies continued, &quot;with the recent subprime debacle terrorizing the housing and financing markets, its nice to be able to talk about some positive loan programs that continue to perform well with reduced payment defaults.&quot;

At this time, BD Nationwide also provides both stand alone fixed rate home equity loans and credit lines to 125% and concurrent 90-100% 1st mortgage and <a href="http://www.bdnationwidemortgage.com/second-mortgage/125-concurrent-refinance.html" onclick="linkClick( this.href );"  target="_blank" title="125% Second Mortgage Piggyback Loans">125 second mortgage piggyback loans</a>. The secondary market has been pushing back sub-prime second mortgages, so consumers will begin to notice significant restrictions for bad credit equity financing. The 125 Mortgage... To read the press release in full goto http://www.prweb.com/releases/home-equity-loans/mortgage-refinance/prweb545950.htm]]></itunes:summary>

                        <itunes:category text="Business" /><itunes:category text="Kids &amp; Family" />

                        <itunes:duration>00:15:00</itunes:duration>
                        <itunes:explicit>no</itunes:explicit>
                        <itunes:keywords></itunes:keywords>
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                        <title>Interest Only Home Equity Loans Featuring a Fixed Second Mortgage Rate from BD Nationwide </title>
                        <link>http://www.prweb.com/releases/2006/12/prweb490444.htm</link>
                        <comments>http://www.prweb.com/releases/2006/12/prweb490444.htm</comments>
                        <description>BD Nationwide Mortgage introduces an affordable only home equity loan that features an interest only payment option with a fixed rate.  This second mortgage allows borrowers to get a fixed mortgage rate while also benefiting from a reduced payment and increased cash flow.  Homeowners have the luxury of converting their home equity line of credit into a fixed rate second mortgage while keeping the interest only option.  BD Nationwide has released several new second mortgage products in 2006 that have offered additional &quot;cash out&quot; opportunities for homeowners without requiring them to refinance their existing first mortgage. [PRWeb Dec 13, 2006]</description>
                        <guid>http://www.prweb.com/releases/2006/12/prweb490444.htm</guid>
                        <pubDate>Thu, 12 Apr 2007 08:48:25 -0700</pubDate>
                        <author>podcrew@extrahoop.com</author>
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                        <content:encoded><![CDATA[(PRWeb) December 13, 2006 -- BD Nationwide Mortgage introduces an affordable home equity loan that features an interest only payment option with a fixed rate.  This second mortgage allows borrowers to get a fixed mortgage rate while also benefiting from a reduced payment and increased cash flow.  Homeowners have the luxury of converting their home equity line of credit into a fixed rate second mortgage while keeping the interest only option.  BD Nationwide has released several new second mortgage products in 2006 that have offered additional &quot;cash out&quot; opportunities for homeowners without requiring them to refinance their existing first mortgage.   

BD Nationwide proudly presents the &quot;Interest Only Fixed Rate Home Equity Loan.&quot;  This unique second mortgage program allows homeowners to maintain the affordibilty of interest only payments but also have the security of a fixed interest rate.  Interest only loan options are available with home equity credit lines and second mortgage HELOC conversion up to 100% combined loan-to-value.  Borrowers can choose from 3,5 or 7 year fixed rate equity loan terms. The 125% second mortgage product does not offer interest only payment features at this time.  

Advances for fixed second mortgage rates can be requested at anytime during the ten-year draw period:  Three fixed rate advances may be open at any one time.  The conversion feature limits you to a total of eight fixed rate advances may be requested over the draw period.   In addition, there are no lending fees to convert to a fixed rate.  Loan advance options are based on the balance requested.  

Brendon Daly, a Sr. Loan Officer at BD Nationwide Mortgage, said, &quot;This is an affordable home equity loan that enables my clients to preserve their cash flow when they need to, because borrowers can choose between the affordable interest only payment or the fully-indexed payment that pays down both principal and interest on the 2nd mortgage.&quot; Daly continued, &quot;These days I find the demand for consolidating credit card debt is rising, and these second mortgages offer the means to reduce interest rates and get debt paid off quicker.&quot;

The Interest Only Fixed Rate Home Equity Program enables borrowers to refinance their credit lines, and convert variable rate home equity into a fixed rate 2nd mortgage.  This interest only home equity loan is a great solution for borrowers in a money crunch.  This unique 2nd mortgage offers the fixed rate that many borrowers need to go to sleep at night, while offering a low payment solution for a few years.  The interest only home equity loan is available for both refinance and purchase transactions. BD Nationwide Mortgage Company has partnered with many of the nations leading home equity lenders in efforts to provide premium second mortgage products.

<a href="http://www.bdnationwidemortgage.com/second_mortgage.html" onclick="linkClick( this.href );"  target="_blank" title="second mortgage">Second Mortgage</a> Programs: Borrowers choose from fixed rate terms and HELOC conversions: 10 to 30-years.  Home equity line of credit rate is a variable rate ( WSJ prime interest rate index plus margin)  <a href="http://www.bdnationwidemortgage.com/home-equity-loan.html" onclick="linkClick( this.href );"  target="_blank" title="Home Equity Loans">Home Equity Loans</a> :Terms range from 15, 20, 25 or 30-year terms.  Second mortgage rates are fixed interest rates (fixed interest based on market conditions on the conversion date)

Consumers searching for current interest rates, should visit: <a href="http://www.bdnationwidemortgage.com/home-equity-lines.html" onclick="linkClick( this.href );" ... To read the press release in full goto http://www.prweb.com/releases/2006/12/prweb490444.htm]]></content:encoded>
                        <itunes:author>Lynda Nelms</itunes:author>
                        <itunes:subtitle>Interest Only Home Equity Loans Featuring a Fixed Second Mortgage Rate from BD Nationwide </itunes:subtitle>
                        <itunes:summary><![CDATA[(PRWeb) December 13, 2006 -- BD Nationwide Mortgage introduces an affordable home equity loan that features an interest only payment option with a fixed rate.  This second mortgage allows borrowers to get a fixed mortgage rate while also benefiting from a reduced payment and increased cash flow.  Homeowners have the luxury of converting their home equity line of credit into a fixed rate second mortgage while keeping the interest only option.  BD Nationwide has released several new second mortgage products in 2006 that have offered additional &quot;cash out&quot; opportunities for homeowners without requiring them to refinance their existing first mortgage.   

BD Nationwide proudly presents the &quot;Interest Only Fixed Rate Home Equity Loan.&quot;  This unique second mortgage program allows homeowners to maintain the affordibilty of interest only payments but also have the security of a fixed interest rate.  Interest only loan options are available with home equity credit lines and second mortgage HELOC conversion up to 100% combined loan-to-value.  Borrowers can choose from 3,5 or 7 year fixed rate equity loan terms. The 125% second mortgage product does not offer interest only payment features at this time.  

Advances for fixed second mortgage rates can be requested at anytime during the ten-year draw period:  Three fixed rate advances may be open at any one time.  The conversion feature limits you to a total of eight fixed rate advances may be requested over the draw period.   In addition, there are no lending fees to convert to a fixed rate.  Loan advance options are based on the balance requested.  

Brendon Daly, a Sr. Loan Officer at BD Nationwide Mortgage, said, &quot;This is an affordable home equity loan that enables my clients to preserve their cash flow when they need to, because borrowers can choose between the affordable interest only payment or the fully-indexed payment that pays down both principal and interest on the 2nd mortgage.&quot; Daly continued, &quot;These days I find the demand for consolidating credit card debt is rising, and these second mortgages offer the means to reduce interest rates and get debt paid off quicker.&quot;

The Interest Only Fixed Rate Home Equity Program enables borrowers to refinance their credit lines, and convert variable rate home equity into a fixed rate 2nd mortgage.  This interest only home equity loan is a great solution for borrowers in a money crunch.  This unique 2nd mortgage offers the fixed rate that many borrowers need to go to sleep at night, while offering a low payment solution for a few years.  The interest only home equity loan is available for both refinance and purchase transactions. BD Nationwide Mortgage Company has partnered with many of the nations leading home equity lenders in efforts to provide premium second mortgage products.

<a href="http://www.bdnationwidemortgage.com/second_mortgage.html" onclick="linkClick( this.href );"  target="_blank" title="second mortgage">Second Mortgage</a> Programs: Borrowers choose from fixed rate terms and HELOC conversions: 10 to 30-years.  Home equity line of credit rate is a variable rate ( WSJ prime interest rate index plus margin)  <a href="http://www.bdnationwidemortgage.com/home-equity-loan.html" onclick="linkClick( this.href );"  target="_blank" title="Home Equity Loans">Home Equity Loans</a> :Terms range from 15, 20, 25 or 30-year terms.  Second mortgage rates are fixed interest rates (fixed interest based on market conditions on the conversion date)

Consumers searching for current interest rates, should visit: <a href="http://www.bdnationwidemortgage.com/home-equity-lines.html" onclick="linkClick( this.href );" ... To read the press release in full goto http://www.prweb.com/releases/2006/12/prweb490444.htm]]></itunes:summary>

                        <itunes:category text="News &amp; Politics" /><itunes:category text="Business">
        <itunes:category text=" Business News" />
          </itunes:category><itunes:category text="Business" />

                        <itunes:duration>00:15:00</itunes:duration>
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