60 http://www.prwebpodcast.com A Top 30 Stream of Law and Associates Press Releases (in OGG format) via PRWeb podEditor@emediawire.com (PRWeb) podMaster@emediawire.com Sat, 04 Jul 2009 13:54:25 -0700 Law and Associates http://www.prweb.com/prwebrss.gif 130 49 http://prwebpodcast.com Copyright PRWeb International, Inc. en-us http://blogs.law.harvard.edu/tech/rss A Top 30 Stream of Law and Associates Press Releases (in OGG format) via PRWeb A Top 30 Stream of Law and Associates Press Releases (in OGG format) via PRWeb podEditor@emediawire.com PR Web PRWeb no http://www.prweb.com/releases/2006/9/prweb440447.htm http://www.prweb.com/releases/2006/9/prweb440447.htm Knowing the warning signs of foreclosure are the first steps in preventing it from happening. Florida-based foreclosure mitigation specialists "Law & Associates' points out potential warning signs -- valuable tips can give vulnerable home owners an edge. [PRWeb Sep 22, 2006] http://www.prweb.com/releases/2006/9/prweb440447.htm Mon, 25 Sep 2006 11:27:45 -0700 podcrew@extrahoop.com www.lawandassociates.org “Being on the offensive and being aware of the warning signs of foreclose gives every homeowner an added edge in vulnerable times,” said Richard Boyle of Law & Associates, specializes in out-of-court resolutions of mortgage. While Law & and Associates are not attorneys, they counsel on behalf of who find themselves in a variety of situations. “When you are afraid of losing your home, having a spokesperson who knows how to negotiate with lenders is important. It shifts the power balance in favor of the homeowner who is trying to find options that will save their home, Boyle added, “Being aware of the signs of impending foreclosure, though, is one of the first steps of prevention.” Time is of the essence and if the homeowner is experiencing any of the following signs Law and Associates will negotiate with the homeowners’ lender on behalf of the homeowner and in their best interest. Law and Associates will work diligently to obtain a fair solution for the homeowner who has foreclosure looming ahead. No matter where you live in the United States, Law and Associates can assist the homeowner with current mortgage problems. Warning Signs of Foreclosure: 1: Do you have a Piggy Back Loan (exotic loan) hedging on the fact property values will increase?” Based on increasing property values exotic loans such as interest-only loans and adjustable-rate mortgages (Arms) provide borrowers with a lower monthly payment for a short period of time can create big problems,” says Dean Baker, co-director at the Center for Economic and Policy Research. 2: Do you owe more than your house is worth? The risk of foreclosures rises when borrowers take out loans in excess of 80% of a home's purchase price. Statistics suggest that many homebuyers are stretching their budgets well beyond their means. The risk is that recent buyers have such minuscule equity in their homes that if prices fall, they could owe more on their mortgage than their homes are worth. Could your home be worth less than what you owe? 3: Are you behind on your mortgage payments? Falling behind on mortgages for any reason: such as a sudden decreases in income due to the loss of spouse or job, poor financial management which contributes to nonpayment of utility bills, service shutoffs and liens against the property; failure to perform necessary repairs and maintenance which make the property uninhabitable; second mortgage scams which make impossible demands on the homeowner's limited resources. All of these contributing factors can be addressed if homeowners contact skilled advocates in time for them to defend the homeowner before foreclosure starts. Please contact Law and Associates at 800-329-9973- or visit www.lawandassociates.org. ###]]> Richard Boyle “Law And Associates” A Foreclosure Consulting Agency, Assists Homeowners In Avoiding - Stopping Foreclosure www.lawandassociates.org “Being on the offensive and being aware of the warning signs of foreclose gives every homeowner an added edge in vulnerable times,” said Richard Boyle of Law & Associates, specializes in out-of-court resolutions of mortgage. While Law & and Associates are not attorneys, they counsel on behalf of who find themselves in a variety of situations. “When you are afraid of losing your home, having a spokesperson who knows how to negotiate with lenders is important. It shifts the power balance in favor of the homeowner who is trying to find options that will save their home, Boyle added, “Being aware of the signs of impending foreclosure, though, is one of the first steps of prevention.” Time is of the essence and if the homeowner is experiencing any of the following signs Law and Associates will negotiate with the homeowners’ lender on behalf of the homeowner and in their best interest. Law and Associates will work diligently to obtain a fair solution for the homeowner who has foreclosure looming ahead. No matter where you live in the United States, Law and Associates can assist the homeowner with current mortgage problems. Warning Signs of Foreclosure: 1: Do you have a Piggy Back Loan (exotic loan) hedging on the fact property values will increase?” Based on increasing property values exotic loans such as interest-only loans and adjustable-rate mortgages (Arms) provide borrowers with a lower monthly payment for a short period of time can create big problems,” says Dean Baker, co-director at the Center for Economic and Policy Research. 2: Do you owe more than your house is worth? The risk of foreclosures rises when borrowers take out loans in excess of 80% of a home's purchase price. Statistics suggest that many homebuyers are stretching their budgets well beyond their means. The risk is that recent buyers have such minuscule equity in their homes that if prices fall, they could owe more on their mortgage than their homes are worth. Could your home be worth less than what you owe? 3: Are you behind on your mortgage payments? Falling behind on mortgages for any reason: such as a sudden decreases in income due to the loss of spouse or job, poor financial management which contributes to nonpayment of utility bills, service shutoffs and liens against the property; failure to perform necessary repairs and maintenance which make the property uninhabitable; second mortgage scams which make impossible demands on the homeowner's limited resources. All of these contributing factors can be addressed if homeowners contact skilled advocates in time for them to defend the homeowner before foreclosure starts. Please contact Law and Associates at 800-329-9973- or visit www.lawandassociates.org. ###]]> 00:15:00 no http://www.prweb.com/releases/foreclosure/mortgage/prweb431106.htm http://www.prweb.com/releases/foreclosure/mortgage/prweb431106.htm Knowing the warning signs of foreclosure are the first steps in preventing it from happening to you. Florida-based foreclosure mitigation specialists "Law & Associates' points out potential warning signs -- valuable tips can give vulnerable home owners an edge. [PRWeb Sep 6, 2006] http://www.prweb.com/releases/foreclosure/mortgage/prweb431106.htm Thu, 7 Sep 2006 10:07:07 -0700 podcrew@extrahoop.com down payments made by cash-strapped buyers, a trend that could set off a spike in future foreclosures. New research shows homebuyers who bought houses in the first half of 2005 put less than 5% down on the purchase price, up 30.6% since 2000. According to a recent study released recently by SMR Research, a Hackettstown, NJ firm that tracks mortgage debt, nearly half (49.9%) of buyers put less than 10% down, an increase of 44.8% since 2000. “Being on the offensive and being aware of the warning signs of foreclose gives every homeowner an added edge in vulnerable times,” said Richard Boyle of Law & Associates, specializes in out-of-court resolutions of mortgage. While Law & and Associates are not attorneys, they counsel on behalf of who find themselves in a variety of situations. “When you are afraid of losing your home, having a spokesperson who knows how to negotiate with lenders is important. It shifts the power balance in favor of the homeowner who is trying to find options that will save their home, Boyle added, “Being aware of the signs of impending foreclosure, though, is one of the first steps of prevention.” Warning Signs of Foreclosure: 1: Do you owe more than your house is worth? The risk of foreclosures rises when borrowers take out loans in excess of 80% of a home's purchase price. Statistics suggest that many homebuyers are stretching their budgets well beyond their means. The risk is that recent buyers have such minuscule equity in their homes that if prices fall, they could owe more on their mortgage than their homes are worth. Could your home be worth less than what you owe? 2: Do you have a Piggy Back Loan (exotic loan) hedging on the fact property values will increase?” Based on increasing property values exotic loans such as interest-only loans and adjustable-rate mortgages provide borrowers with a lower monthly payment for a short period of time can create big problems.” says Dean Baker, co-director at the Center for Economic and Policy Research. 3: Are you behind on your mortgage payments? Falling behind on mortgages for any reason: such as a sudden decreases in income due to the loss of spouse or job, poor financial management which contributes to nonpayment of utility bills, service shutoffs and liens against the property; failure to perform necessary repairs and maintenance which make the property uninhabitable; second mortgage scams which make impossible demands on the homeowner's limited resources. All of these contributing factors can be addressed if homeowners contact skilled advocates in time for them to defend the homeowner before foreclosure starts. Please contact Law and Associates at 800-329-9973- or visit www.lawandassociates.org ###]]> Richard Boyle Warning Signs of Foreclosure May Save Your Home down payments made by cash-strapped buyers, a trend that could set off a spike in future foreclosures. New research shows homebuyers who bought houses in the first half of 2005 put less than 5% down on the purchase price, up 30.6% since 2000. According to a recent study released recently by SMR Research, a Hackettstown, NJ firm that tracks mortgage debt, nearly half (49.9%) of buyers put less than 10% down, an increase of 44.8% since 2000. “Being on the offensive and being aware of the warning signs of foreclose gives every homeowner an added edge in vulnerable times,” said Richard Boyle of Law & Associates, specializes in out-of-court resolutions of mortgage. While Law & and Associates are not attorneys, they counsel on behalf of who find themselves in a variety of situations. “When you are afraid of losing your home, having a spokesperson who knows how to negotiate with lenders is important. It shifts the power balance in favor of the homeowner who is trying to find options that will save their home, Boyle added, “Being aware of the signs of impending foreclosure, though, is one of the first steps of prevention.” Warning Signs of Foreclosure: 1: Do you owe more than your house is worth? The risk of foreclosures rises when borrowers take out loans in excess of 80% of a home's purchase price. Statistics suggest that many homebuyers are stretching their budgets well beyond their means. The risk is that recent buyers have such minuscule equity in their homes that if prices fall, they could owe more on their mortgage than their homes are worth. Could your home be worth less than what you owe? 2: Do you have a Piggy Back Loan (exotic loan) hedging on the fact property values will increase?” Based on increasing property values exotic loans such as interest-only loans and adjustable-rate mortgages provide borrowers with a lower monthly payment for a short period of time can create big problems.” says Dean Baker, co-director at the Center for Economic and Policy Research. 3: Are you behind on your mortgage payments? Falling behind on mortgages for any reason: such as a sudden decreases in income due to the loss of spouse or job, poor financial management which contributes to nonpayment of utility bills, service shutoffs and liens against the property; failure to perform necessary repairs and maintenance which make the property uninhabitable; second mortgage scams which make impossible demands on the homeowner's limited resources. All of these contributing factors can be addressed if homeowners contact skilled advocates in time for them to defend the homeowner before foreclosure starts. Please contact Law and Associates at 800-329-9973- or visit www.lawandassociates.org ###]]> 00:15:00 no