The Annual Election Period for the Medicare Prescription Drug Program begins on November 15. To select the best plan, seniors need their web-savvy Boomer children to use the Drug Plan Finder at www.MEDICARE.gov.

San Mateo, CA (PRWEB) October 30, 2008 -- As the November 15th beginning of the Annual Election Period for the Medicare Prescription Drug Program nears, many seniors and their caregivers are still in the dark about how the program works and how to make the most of it. It's something Esther Koch, gerontologist and elder care expert, sees every year and she says that it's costing seniors and their families. "Many seniors in the U.S. are spending more money on prescriptions drugs than they have to because they're confused about the basics of the Medicare Prescription Drug Program," she says. And in the current economic downturn this can really have an impact.


When it comes to prescription drug coverage seniors fall into 4 groups: seniors with employee or retiree drug coverage; those in Medicare Advantage Plans with drug coverage; those in low income subsidy programs; and seniors who are in stand-alone Medicare Prescription Drug Plans or have no prescription drug coverage.

It's that last group that needs to act, and Koch offers this essential guidance for them.

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