The average person spends more time planning Thanksgiving dinner than studying their employee benefits package. Although many employees spend less than 10 minutes flipping through the glossy benefits brochures before pushing them aside, Andy Smith, Senior Partner with Cornerstone Financial Partners, Inc., believes that by not investing the time to make informed choices, workers may be leaving money on the table and putting their future at risk.

Charlotte, NC (PRWEB) November 6, 2008 -- Open Enrollment, the opportunity to review insurance and accounts benefits coverage for the upcoming calendar year, is here. For many, the ever-increasing choices can make the evaluation process complex and difficult. However, Andy Smith, Senior Partner with Cornerstone Financial Partners believes that by not investing the time to make informed choices, workers may be leaving money on the table and putting their future at risk.

To help simplify the decisions at hand, Smith suggests starting with five basic questions.

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