December debt is a bad way to end the year and we know our stress will be worse in January when we must face the stack of bills that we can't pay off. Get advice customized for your shopping syle and save money this holiday season.

Fort Lauderdale, FL (PRWeb) December 7, 2006 -- According to Consolidated Credit Counseling Services 7th Annual Holiday Survey of a 1,000 consumer nationwide, 46 percent say they are still paying off debts from past Christmases.

"My debt advice for consumers is to start holiday shopping with a strategy or they will likely end up adding to their debt load," says Howard Dvorkin, founder of Consolidated Credit and author of Credit Hell: How to Dig Out of Debt.

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